*Estimated Annual Percentage Rates based upon a 0% Service Fee. Annual Percentage Rates and Loan Terms are effective November 22, 2024, and are subject to change without notice. A monthly principal and interest payment for a mortgage loan of $165,000 for a 30-year term at a fixed rate of 6.375%/6.611% APR is $1029.39.  The calculation includes 31 days of prepaid interest.  This applies for the full term of the loan. Taxes and insurance are not included in the payment amount. Above rate is for a single-family, owner-occupied dwelling. Real Estate location is restricted to Sewickley Savings Bank's defined lending area. Property insurance is required. Approvals are subject to Sewickley Savings Bank's underwriting guidelines.

First Time Homebuyers Program Available! 

Click here for details.

• One- to Four-Family, Owner-Occupied (80% maximum LTV)
• Owner Occupied Condominiums: Add 1/2% to Above Interest Rates

**Annual Percentage Rates and Loan Terms are effective October 7, 2024, and are subject to change without notice. Minimum loan amount of $5,000 for loans up to 15 years.  Minimum loan amount greater than 15 years is $20,000.  Home Equity Installment Loan monthly payment per $1,000 for 5 years at 6.00% APR equals $19.34. Second lien position interest rates on home equity installment loans apply to mortgage liens recorded subordinate to non-Sewickley Savings Bank first mortgages. Closing costs are waived unless an appraisal is required. Property insurance is required. Approvals subject to Sewickley Savings Bank's underwriting guidelines. Title insurance is required for loans exceeding $250,000. Closing cost reimbursement charge may apply during the first 36 months of the loan term. Collateralized real estate location restricted to Sewickley Savings Bank's lending area.

• One- to Four-Family, Owner-Occupied Only (80% maximum LTV)
• Minimum APR: 3.00%
• Maximum APR: 18.00%
• Minimum Draw: $500.00
• Minimum Monthly Payment: .5% of Outstanding Balance or $100.00, or accrued interest, whichever is greater
• Commitment Term: 120 Months
• Annual Fee: $40.00 (waived first year)

***  A balloon payment may be due at maturity. Closing costs are waived unless an appraisal is required. Property insurance is required. Approvals subject to Sewickley Savings Bank's underwriting guidelines. Title insurance is required for loans exceeding $250,000. Closing cost reimbursement charge may apply during the first 36 months of the loan term. Collateralized real estate location restricted to Sewickley Savings Bank's lending area.

 Roth IRA's and Educational Savings Accounts are not available in all terms - see below

* Annual Percentage Yield

** All interest rates and Annual Percentage Yield subject to change - IRA variable interest rates subject to change the 1st Tuesday of every month

Penalty may be imposed for early withdrawals from certificates of deposit

ESAs are only available for the following terms: 9 month, 15 month, 1 year, 3 year, and 5 year.

Roth IRA's are only available for the following terms: 9 month, 11 month, 13 month, 15 month, 1 year, 2 year, 3 year, 5 year, and 7 year.