Preferred Checking Account |
Balance Tier |
Interest Rate |
APY* |
$1.00 - $499.99 |
0.00% |
0.00% |
$500.00-$999.99 |
0.00% |
0.00% |
$1,000.00-$2,499.99 |
0.00% |
0.00% |
$2,500.00 and Over |
0.05% |
0.05% |
Minimum to open $50.00 |
Choice Checking Account |
Balance Tier |
Interest Rate |
APY* |
$1.00 - $499.99 |
0.00% |
0.00% |
$500.00-$1,499.99 |
0.00% |
0.00% |
$1,500.00 and Over |
0.05% |
0.05% |
Minimum to open $20.00 |
Business Interest Checking Account |
Balance Tier |
Interest Rate |
APY* |
$1.00 - $1,499.99 |
0.00% |
0.00% |
$1,500.00 - $4,999.99 |
0.00% |
0.00% |
$5,000.00 - $19,999.99 |
0.05% |
0.05% |
$20,000.00 and Over |
0.05% |
0.05% |
Minimum to open $100.00 |
Business Relationship Interest Checking Account |
Balance Tier |
Interest Rate |
APY* |
$1.00 - $1,499.99 |
0.00% |
0.00% |
$1,500.00 - $4,999.99 |
0.10% |
0.10% |
$5,000.00 - $19,999.99 |
0.10% |
0.10% |
$20,000.00 and Over |
0.15% |
0.15% |
Minimum to open $100.00 |
Money Market Checking Account |
Balance Tier |
Interest Rate |
APY* |
$0.00 - $2,499.99 |
0.00% |
0.00% |
$2,500.00 - $49,999.99 |
0.05% |
0.05% |
$50,000.00 - $69,999.99 |
0.10% |
0.10% |
$70,000.00 - $99,999.99 |
0.10% |
0.10% |
$100,000.00 - $199,999.99 |
0.15% |
0.15% |
$200,000.00 and Over |
0.15% |
0.15% |
Minimum to open $1,000.00 |
Fees could reduce earnings
Money Market Savings Account |
Balance Tier |
Interest Rate |
APY* |
$0.00 - $2,499.99 |
0.00% |
0.00% |
$2,500.00 - $49,999.99 |
0.05% |
0.05% |
$50,000.00 - $69,999.99 |
0.10% |
0.10% |
$70,000.00 - $99,999.99 |
0.10% |
0.10% |
$100,000.00 - $199,999.99 |
0.15% |
0.15% |
$200,000.00 and Over |
0.15% |
0.15% |
Minimum to open $1,000.00 |
Classic Savings Account |
Balance Tier |
Interest Rate |
APY* |
$0.00 - $2,499.99 |
0.05% |
0.05% |
$2,500.00 - $49,999.99 |
0.05% |
0.05% |
$50,000.00 - $69,999.99 |
0.10% |
0.10% |
$70,000.00 - $99,999.99 |
0.10% |
0.10% |
$100,000.00 - $199,999.99 |
0.15% |
0.15% |
$200,000.00 and Over |
0.15% |
0.15% |
Minimum to open $1.00 |
Statement Savings Account |
Balance Tier |
Interest Rate |
APY* |
$0.00 - $2,499.99 |
0.05% |
0.05% |
$2,500.00 - $49,999.99 |
0.05% |
0.05% |
$50,000.00 - $69,999.99 |
0.10% |
0.10% |
$70,000.00 - $99,999.99 |
0.10% |
0.10% |
$100,000.00 - $199,999.99 |
0.15% |
0.15% |
$200,000.00 and Over |
0.15% |
0.15% |
Minimum to open $20.00 |
Christmas Club Account |
Balance Tier |
Interest Rate |
APY* |
$0.00 - $499.99 |
0.00% |
0.00% |
$500.00 - $19,999.99 |
0.05% |
0.05% |
$20,000.00 and Over |
0.15% |
0.15% |
Minimum to open $25.00 |
Educational Savings Account |
Balance Tier |
Interest Rate |
APY* |
$1.00 - $2,499.99 |
0.05% |
0.05% |
$2,500.00 - $49,999.99 |
0.05% |
0.05% |
$50,000.00 - $69,999.99 |
0.10% |
0.10% |
$70,000.00 - $99,999.99 |
0.10% |
0.10% |
$100,000.00 -$199,999.99 |
0.15% |
0.15% |
$200,000.00 and Over |
0.15% |
0.15% |
Minimum to open $25.00 |
|



|
Certificate Interest Rates |
Term |
Interest Rate |
APY* |
Minimum to Open |
91 Day |
0.15% |
0.15% |
$2,500.00 |
182 Day |
0.20% |
0.20% |
$2,500.00 |
9 Month |
0.25% |
0.25% |
$500.00 |
1 Yr |
0.35% |
0.35% |
$500.00 |
15 Month |
0.30% |
0.30% |
$500.00 |
18 Month |
0.30% |
0.30% |
$500.00 |
2 Yr |
0.55% |
0.55% |
$500.00 |
30 Month |
0.35% |
0.35% |
$500.00 |
3 Yr |
0.35% |
0.35% |
$500.00 |
4 Yr |
0.40% |
0.40% |
$500.00 |
5 Yr |
0.40% |
0.40% |
$500.00 |
7 Yr |
0.40% |
0.40% |
$500.00 |
182 Day Jumbo CD |
0.20% |
0.20% |
$100,000.00 |
365 Day Jumbo CD |
0.30% |
0.30% |
$100,000.00 |
182 Day Commercial Jumbo CD |
0.20% |
0.20% |
$100,000.00 |
365 Day Commercial Jumbo CD |
0.30% |
0.30% |
$100,000.00 |
IRA Certificate Interest Rates |
Term |
Interest Rate |
IRA /Roth/ESA APY* |
Minimum to Open |
91 Day |
0.15% |
0.15% |
$500.00 |
182 Day |
0.20% |
0.20% |
$500.00 |
9 Month |
0.25% |
0.25% |
$500.00 |
1 Yr |
0.35% |
0.35% |
$500.00 |
15 Month |
0.30% |
0.30% |
$500.00 |
18 Month |
0.30% |
0.30% |
$500.00 |
2 Yr |
0.55% |
0.55% |
$500.00 |
30 Month |
0.35% |
0.35% |
$500.00 |
3 Yr |
0.35% |
0.35% |
$500.00 |
4 Yr |
0.40% |
0.40% |
$500.00 |
5 Yr |
0.40% |
0.40% |
$500.00 |
7 Yr |
0.40% |
0.40% |
$500.00 |
18 Month IRA Var. Rate ** |
0.30% |
0.30% |
$100.00 |
* Annual Percentage Yield
** All interest rates and Annual Percentage Yield subject to change - IRA variable interest rates subject to change the 1st Tuesday of every month
Penalty may be imposed for early withdrawals from certificates of deposit
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IRA's and Educational Savings Accounts have additional IRS requirements. Please contact any our offices for details. |
ESAs are only available for the following terms: 9 month, 15 month, 1 year, 3 year, and 5 year.
Roth IRA's are only available for the following terms: 9 month, 15 month, 1 year, 2 year, 3 year, 5 year, and 7 year.
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